{"id":19163,"date":"2024-05-14T13:13:16","date_gmt":"2024-05-14T13:13:16","guid":{"rendered":"https:\/\/eavest.fr\/?post_type=eavestpedia&#038;p=19163"},"modified":"2026-03-24T09:52:33","modified_gmt":"2026-03-24T09:52:33","slug":"risque-decoulant-de-la-nature-du-produit","status":"publish","type":"eavestpedia","link":"https:\/\/eavest.fr\/en\/eavestpedia\/risque-decoulant-de-la-nature-du-produit\/","title":{"rendered":"Risque d\u00e9coulant de la nature du produit"},"content":{"rendered":"<p data-start=\"1108\" data-end=\"1429\">Ce risque d\u00e9coule directement de la conception du produit financier. Les produits complexes, tels que les d\u00e9riv\u00e9s, peuvent comporter des risques non \u00e9vidents ou difficiles \u00e0 appr\u00e9hender, notamment en raison de conditions de march\u00e9 inhabituelles ou d\u2019\u00e9v\u00e9nements impr\u00e9vus.<\/p>\n<p data-start=\"1436\" data-end=\"1740\">En cas de revente du produit avant l\u2019\u00e9ch\u00e9ance, ou \u00e0 une date de remboursement anticip\u00e9 automatique lorsque les conditions de d\u00e9clenchement ne sont pas remplies, il est difficile d\u2019anticiper le gain ou la perte potentiels, dans la mesure o\u00f9 le prix de vente d\u00e9pendra des conditions de march\u00e9 en vigueur.<\/p>\n<p data-start=\"1747\" data-end=\"1997\">Lorsque le produit est log\u00e9 au sein d\u2019un contrat d\u2019assurance-vie ou de capitalisation, certaines op\u00e9rations (telles que le rachat, l\u2019arbitrage ou le d\u00e9c\u00e8s de l\u2019assur\u00e9) peuvent entra\u00eener un d\u00e9sinvestissement des unit\u00e9s de compte avant leur maturit\u00e9.<\/p>\n<p data-start=\"2004\" data-end=\"2226\">Le montant rembours\u00e9 pourrait ainsi varier significativement, \u00e0 la hausse comme \u00e0 la baisse, par rapport \u00e0 celui pr\u00e9vu par la formule initiale, exposant l\u2019investisseur \u00e0 un risque de perte en capital partielle ou totale.<\/p>\n<p data-start=\"2233\" data-end=\"2416\">Il est important de noter que l\u2019entreprise d\u2019assurance et l\u2019\u00e9metteur\/garant de la formule sont des entit\u00e9s juridiques distinctes, ce qui complexifie l\u2019\u00e9valuation des risques associ\u00e9s.<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p><a href=\"https:\/\/www.produitsensouscription.com\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-18775\" title=\"D\u00e9couvrez la premi\u00e8re marketplace de produits structur\u00e9s \" src=\"https:\/\/eavest.fr\/wp-content\/uploads\/2024\/03\/ELEMENTS_Plan-de-travail-1-copie.png\" alt=\"D\u00e9couvrez la premi\u00e8re marketplace de produits structur\u00e9s \" width=\"817\" height=\"250\" srcset=\"https:\/\/eavest.fr\/wp-content\/uploads\/2024\/03\/ELEMENTS_Plan-de-travail-1-copie.png 3963w, https:\/\/eavest.fr\/wp-content\/uploads\/2024\/03\/ELEMENTS_Plan-de-travail-1-copie-300x92.png 300w, https:\/\/eavest.fr\/wp-content\/uploads\/2024\/03\/ELEMENTS_Plan-de-travail-1-copie-1024x313.png 1024w, https:\/\/eavest.fr\/wp-content\/uploads\/2024\/03\/ELEMENTS_Plan-de-travail-1-copie-768x235.png 768w, https:\/\/eavest.fr\/wp-content\/uploads\/2024\/03\/ELEMENTS_Plan-de-travail-1-copie-1536x470.png 1536w, https:\/\/eavest.fr\/wp-content\/uploads\/2024\/03\/ELEMENTS_Plan-de-travail-1-copie-2048x627.png 2048w, https:\/\/eavest.fr\/wp-content\/uploads\/2024\/03\/ELEMENTS_Plan-de-travail-1-copie-1900x582.png 1900w, https:\/\/eavest.fr\/wp-content\/uploads\/2024\/03\/ELEMENTS_Plan-de-travail-1-copie-1100x337.png 1100w, https:\/\/eavest.fr\/wp-content\/uploads\/2024\/03\/ELEMENTS_Plan-de-travail-1-copie-800x245.png 800w\" sizes=\"auto, (max-width: 817px) 100vw, 817px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0},"sujet":[],"sous-categorie-titre":[],"class_list":["post-19163","eavestpedia","type-eavestpedia","status-publish","hentry"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - 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