{"id":20109,"date":"2024-09-09T15:55:21","date_gmt":"2024-09-09T15:55:21","guid":{"rendered":"https:\/\/eavest.fr\/?post_type=eavestpedia&p=20109"},"modified":"2026-03-24T09:20:20","modified_gmt":"2026-03-24T09:20:20","slug":"societe-generale","status":"publish","type":"eavestpedia","link":"https:\/\/eavest.fr\/en\/eavestpedia\/societe-generale\/","title":{"rendered":"Soci\u00e9t\u00e9 G\u00e9n\u00e9rale"},"content":{"rendered":"

\"\"<\/h3>\n

Soci\u00e9t\u00e9 <\/span>G\u00e9n\u00e9rale<\/span>, <\/span>fond\u00e9e <\/span>en <\/span>1864, <\/span>est <\/span>l\u2019une <\/span>des <\/span>plus <\/span>anciennes <\/span>banques <\/span>fran\u00e7aises <\/span>et <\/span>l\u2019un <\/span>des <\/span>principaux <\/span>groupes <\/span>financiers <\/span>europ\u00e9ens. <\/span>Pr\u00e9sent <\/span>dans <\/span>plus <\/span>de <\/span>60 <\/span>pays, <\/span>le <\/span>groupe <\/span>propose <\/span>une <\/span>large <\/span>gamme <\/span>de <\/span>services <\/span>financiers, <\/span>incluant <\/span>la <\/span>banque <\/span>de <\/span>d\u00e9tail, <\/span>la <\/span>banque <\/span>de <\/span>financement <\/span>et <\/span>d\u2019investissement, <\/span>ainsi <\/span>que <\/span>les <\/span>activit\u00e9s <\/span>d\u2019assurance <\/span>et <\/span>de <\/span>gestion <\/span>d\u2019actifs. <\/span>Acteur <\/span>cl\u00e9 <\/span>du <\/span>financement <\/span>de <\/span>l\u2019\u00e9conomie <\/span>mondiale, <\/span>il <\/span>se <\/span>distingue <\/span>par <\/span>son <\/span>expertise <\/span>reconnue <\/span>en <\/span>march\u00e9s <\/span>de <\/span>capitaux, <\/span>en <\/span>financement <\/span>structur\u00e9 <\/span>et <\/span>en <\/span>produits <\/span>d\u00e9riv\u00e9s.<\/span><\/p>\n

Ces <\/span>derni\u00e8res <\/span>ann\u00e9es, <\/span>Soci\u00e9t\u00e9 <\/span>G\u00e9n\u00e9rale <\/span>a <\/span>engag\u00e9 <\/span>une <\/span>transformation <\/span>strat\u00e9gique <\/span>visant <\/span>\u00e0 <\/span>simplifier <\/span>son <\/span>organisation <\/span>et <\/span>\u00e0 <\/span>am\u00e9liorer <\/span>sa <\/span>rentabilit\u00e9. <\/span>Cette <\/span>\u00e9volution <\/span>se <\/span>traduit <\/span>notamment <\/span>par <\/span>des <\/span>cessions <\/span>d\u2019actifs <\/span>et <\/span>une <\/span>rationalisation <\/span>de <\/span>ses <\/span>activit\u00e9s, <\/span>comme <\/span>l\u2019illustre <\/span>un <\/span>projet <\/span>r\u00e9cent <\/span>de <\/span>vente <\/span>d\u2019une <\/span>partie <\/span>de <\/span>ses <\/span>services <\/span>titres <\/span>en <\/span>France (<\/span>Reuters, <\/span>2026). <\/span>Parall\u00e8lement, <\/span>le <\/span>groupe <\/span>adapte <\/span>son <\/span>mod\u00e8le <\/span>aux <\/span>mutations <\/span>du <\/span>secteur <\/span>bancaire, <\/span>notamment <\/span>\u00e0 <\/span>travers <\/span>la <\/span>digitalisation <\/span>de <\/span>ses <\/span>services <\/span>et <\/span>l\u2019optimisation <\/span>progressive <\/span>de <\/span>son <\/span>r\u00e9seau <\/span>d\u2019agences.<\/span><\/p>\n

Sur <\/span>le <\/span>plan <\/span>financier, <\/span>Soci\u00e9t\u00e9 <\/span>G\u00e9n\u00e9rale <\/span>affiche <\/span>des <\/span>performances <\/span>solides, <\/span>avec <\/span>une <\/span>nette <\/span>progression <\/span>de <\/span>son <\/span>r\u00e9sultat <\/span>net <\/span>en <\/span>2025, <\/span>port\u00e9e <\/span>par <\/span>la <\/span>croissance <\/span>de <\/span>ses <\/span>diff\u00e9rents <\/span>m\u00e9tiers <\/span>et <\/span>une <\/span>gestion <\/span>rigoureuse <\/span>des <\/span>co\u00fbts <\/span>et <\/span>des <\/span>risques (<\/span>Soci\u00e9t\u00e9 <\/span>G\u00e9n\u00e9rale, <\/span>r\u00e9sultats <\/span>annuels <\/span>2025). <\/span>Les <\/span>activit\u00e9s <\/span>d\u2019assurance <\/span>et <\/span>de <\/span>gestion <\/span>d\u2019actifs <\/span>contribuent <\/span>\u00e9galement <\/span>\u00e0 <\/span>cette <\/span>dynamique, <\/span>confirmant <\/span>la <\/span>diversification <\/span>du <\/span>mod\u00e8le <\/span>du <\/span>groupe. <\/span>Ainsi, <\/span>Soci\u00e9t\u00e9 <\/span>G\u00e9n\u00e9rale <\/span>poursuit <\/span>son <\/span>d\u00e9veloppement <\/span>en <\/span>conciliant <\/span>performance <\/span>financi\u00e8re, <\/span>transformation <\/span>op\u00e9rationnelle <\/span>et <\/span>renforcement <\/span>de <\/span>sa <\/span>position <\/span>sur <\/span>les <\/span>march\u00e9s <\/span>internationaux.<\/span><\/p>\n

<\/h3>\n

 <\/p>\n

NOTATION FINANCI\u00c8RE DE L’\u00c9METTEUR<\/span>\u00a0<\/strong><\/span><\/h3>\n

NOTATION AGENCES<\/strong><\/p>\n

Standard & Poor’s : A
\nMoody’s : A1
\nFitch : A<\/p>\n

CREDIT DEFAULT SWAP (CDS)<\/strong><\/p>\n

CDS-5A Soci\u00e9t\u00e9 G\u00e9n\u00e9rale : 45,24<\/strong>\u00a0<\/i><\/p>\n

11\/03\/2026<\/strong><\/p>\n

\n

PROGRAMME(S) D\u2019EMISSION(S) DE LA BANQUE EMETTRICE<\/b><\/p>\n

\u00a0<\/i><\/div>\n
Une Termsheet Indicative de produit structur\u00e9 doit \u00eatre lue conjointement avec le\u00a0Programme d\u2019\u00e9mission<\/u>\u00a0de la banque \u00e9mettrice.<\/i><\/div>\n
\u00a0<\/i><\/div>\n
Aussi nous vous conseillons de lire le Programme et les Conditions Financi\u00e8res applicables pour conna\u00eetre les termes et conditions d\u00e9finitifs ainsi que pour avoir une description <\/i>des risques associ\u00e9s du produit structur\u00e9.<\/i><\/div>\n
\u00a0\u00a0<\/i><\/div>\n
Veuillez cliquer ici<\/a> <\/span>pour consulter le(s) programme(s) d\u2019\u00e9mission\u00a0<\/i><\/div>\n
<\/div>\n
\n

\"\"\u00a0 Avertissement :\u00a0<\/strong><\/span><\/p>\n

Les donn\u00e9es chiffr\u00e9es utilis\u00e9es dans ces illustrations n\u2019ont qu\u2019une valeur indicative et informative, l\u2019objectif \u00e9tant de d\u00e9crire le m\u00e9canisme du produit. Elles ne pr\u00e9jugent en rien des r\u00e9sultats futurs.<\/p>\n

Ce titre risqu\u00e9 est une alternative \u00e0 un investissement dynamique risqu\u00e9 de type actions.<\/p>\n

L\u2019investisseur prend un risque de perte en capital partielle ou totale non mesurable a priori si le titre est revendu avant la date d\u2019\u00e9ch\u00e9ance ou la date de remboursement automatique anticip\u00e9 effective.<\/p>\n

\n

 <\/p>\n

\"D\u00e9couvrez<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0},"sujet":[],"sous-categorie-titre":[],"class_list":["post-20109","eavestpedia","type-eavestpedia","status-publish","hentry"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t